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List of 22 mobile lenders approved by CBK

The Central Bank of Kenya (CBK) has announced twelve more Digital Credit Providers (DCPs) issued with operating licensing.

The move is according to Section 59(2) of the Central Bank of Kenya Act (CBK Act).

It comes months after CBK renewed ten licenses for digital mobile lenders who met the requirements in September last year.

CBK said on Monday, January 30, 2023, that it has received 381 applications since March 2022 and has worked closely with the applicants in reviewing their applications.

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It said that other regulators and agencies had been engaged in pertinent to the licensing process, including the Office of the Data Protection Commissioner.

“The focus of the engagements has been inter alia on business models, consumer protection and fitness and propriety of proposed shareholders, directors, and management. This is to ensure adherence to the relevant laws and importantly that the interests of customers are safeguarded,” CBK said.

The licensing and oversight of DCPs came last year following countrywide concerns raised by the public about the predatory practices of the unregulated DCPs, particularly their high cost, unethical debt collection practices, and the abuse of personal information.

Public members are allowed to raise complaints about unregulated DCPs through dcps@centralbank.go.ke.

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These are the approved digital lenders:

  1. Ceres Tech Limited
  2. Getcash Capital Limited
  3. Giando Africa Limited (Trading as Flash Credit Africa)
  4. Jijenge Credit Limited
  5. Kweli Smart Solutions Limited
  6. Inventure Mobile Limited (Trading as Tala)
  7. Jumo Kenya Limited
  8. Letshego Kenya Ltd
  9. MFS Technologies Limited
  10. M-Kopa Loan Kenya Limited
  11. Mwanzo Credit Limited
  12. Mycredit Limited
  13. MyWagepay Limited
  14. Natal Tech Company Limited
  15. Ngao Credit Limited
  16. Pezesha Africa Limited
  17. Rewot Ciro Limited
  18. Sevi Innovation Limited
  19. Sokohela Limited
  20. Tenakata Enterprises Limited
  21. Umoja Fanisi Limited
  22. Zanifu Limited

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