Going for an internship? Here’s why you need personal accident cover
Students on internship have been encouraged to take up personal accident covers to cushion them against expenses that may arise due to an accident during their internship.
CIC Group General Manager Joseph Kamiri said accidents are inevitable in work places hence the need to have a personal cover.
“Unpredictable and unfortunate incidents occur in the workplace. The comprehensive cover is meant to provide the much-needed financial aid in the event of injury, disability, or death caused by accidents,” said Kamiri during the Association of Insurance Brokers of Kenya (AIBK) annual regional conference.
“Accidents occur during internship training and the personal accident cover steps in to cushion against expenses that may arise due to such incidents. This gives the employer and the student practicing confidence as they focus on improving capabilities in the job market. This ensures that the internship process is successful as the job market receives individuals skilled in their areas of learning which increases their chances of gaining employment,” he added.
According to the 2019 Kenya National Census, at least 5.3 million youth of the 13.7 million young Kenyans are jobless. This number might have grown significantly considering the effects of Covid-19 and the subsequent tough economic times.
Given this background, more training opportunities are required for individuals preparing to join the job market in order to gain the necessary skills for employment.
The personal accident cover assists in case of an accident in a business environment or institution where the student is under internship. The student has insurance coverage in case of permanent total disability, accident related medical expense, recommended artificial appliances, death, and funeral expenses.
A student is required to pay at least Sh350 for the three months during internship. You can also visit the CIC Group website.
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